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A personal loan you can use for almost anything

Skip the fees,Footnote 1 and check your rate and payment options in minutes

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Checking your options will not impact your credit score

Get a personal loan made just for you

Whether you want to make memories, tackle your bucket list, say “I do,” or satisfy your need for speed, a Wells Fargo personal loan could help you put your goals in motion.

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Home improvement

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Life events

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Big-ticket purchases

Features that fit your budget

Competitive fixed interest rates and an interest rate discount of 0.25% with auto pay from a qualifying Wells Fargo account2

No hidden fees — no origination fee, no closing fees, and no prepayment penalty

Customizable loans with amounts from $3,000 to $100,000 and terms from 12 to 84 months3

No need to provide collateral like your home or vehicle

  • Competitive fixed interest rates and an interest rate discount of 0.25% with auto pay from a qualifying Wells Fargo account2

  • No hidden fees — no origination fee, no closing fees, and no prepayment penalty

  • Customizable loans with amounts from $3,000 to $100,000 and terms from 12 to 84 months3

  • No need to provide collateral like your home or vehicle

Getting started is as easy as 1, 2, 3

1

Check your rate and loan options in minutes — with no credit impact

2

If you receive loan options, easily apply online for the one that best fits your budget

3

Get funds as early as the same day you sign for your loanFootnote 4

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1. Late fees may still be assessed

2. To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled, for any reason at any time, after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.

3. Representative example of repayment terms for an unsecured personal loan: For $15,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $513. This example is an estimate only and assumes all payments are made on time.

4. On average, 97% of customers received their funds the day they signed for their personal loan. (Based on data from October – December 2025).

Using an unsecured personal loan for an auto purchase, a refinance, or a lease buy-out allows you to avoid using your auto as collateral, although you may qualify for a lower interest rate with a secured auto loan.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Equal Housing Lender

LRC-0326