2025 Year-End Planning

5 money moves before year-end

With year-end deadlines approaching, there are steps you may be able to take now before December 31 for potential tax-saving opportunities. Revisit your plan with your advisor to see if these opportunities are suitable for your situation. Contact your advisor today.

Explore 5 money moves now that could pay off later

Request a capital gain/loss report from your advisor

A capital gain/loss report can help you see where you stand. In a year when the markets have reached record highs, you may have sold stocks and realized capital gains. You could also hold stocks that have decreased in value that you may want to sell.

Why it matters

Using this report, you can look for tax-loss harvesting opportunities to help reduce your tax bill. In other words, you may find opportunities to sell investments at a loss and use the capital losses to offset capital gains and up to $3,000 of ordinary income.

Explore 5 money moves now that could pay off later

Download the full guide for 2025 tax deadlines and strategies to consider by year-end.