Global banking expertise

We can help you improve your cash flow, manage risk, and compete more effectively in the global marketplace.

U.K. coverage. Local relationship. Regional payment solutions.

Our treasury management services offered at our U.K. branch help you consolidate your banking relationships while maintaining in-market banking expertise in the U.K., Europe, the Middle East, and Africa.

You can potentially accelerate your cash flow for foreign receivables using our in-region accounts that give you access to local payment systems. With choices for British pound (GBP), Euro (EUR), and U.S. dollar (USD) as well as 17 other currencies, a U.K. branch account helps you make and collect payments throughout the world. You can send and receive wires conveniently and with robust security using our Payment Manager® (a host-to-host offering for consolidating multiple payment files), CEO Foreign Exchange On-Line, or (if you’re a SWIFT member) SWIFT services to initiate transactions.

You can make and receive non-urgent GBP (Bacs), GBP Faster Payments, and urgent high-value GBP payables and receivables transactions. For non-urgent payments, you can take advantage of the simplified payment format for the Single Euro Payments Area (SEPA) schemes for EUR payables and receivables.

You can use our online Global ACH service to send ACH payments in 11 currencies to more than 40 countries and territories. Beneficiaries receive electronic payments typically between two to five business days.

You can also receive ACH payments into your account, which could greatly reduce payment costs for your trading partners.

We offer:

One banking relationship
  • Consolidate your banking with Wells Fargo, so that you streamline your day-to-day treasury operations while providing your staff the services and support they need
  • Consult with a bank that helps you identify and respond to the banking needs of your employees, customers, and vendors in the U.K., Europe, and beyond
Online administration and reporting
  • Manage your Wells Fargo accounts online — Commercial Electronic Office® (CEO®) connects your offices, operations, and subsidiaries so you can work conveniently and efficiently using a single sign on portal with robust security
  • Receive previous day composite and intraday composite reports with comprehensive balance, summary, and transaction details, increasing your visibility to your cash flow
  • View and download reports from our online banking portal for use in your accounting, treasury workstation, enterprise resource planning (ERP), or system of record*
  • Receive consolidated billing and account analysis, giving you greater visibility into and control over both your U.S. and U.K. accounts

* You can alternatively obtain treasury reports by API, Direct BAI, SWIFT, and ISO 20022 channels.

Centralized and local support
  • Provide your U.K. and European employees regionally-based customer service, implementation, and technical support staff available during their working hours
  • Access over-the-counter services (check and petty cash amount pay-in plus petty cash amount withdrawals by arrangement) at approximately 600 partner banks branches throughout the U.K.

For more resources and insights, read Business Viewpoints.


Wells Fargo does not have offices outside of the U.S. that provide services to retail or small business customers. For assistance with your accounts when travelling internationally, refer to our international access codes for phone numbers, or visit our travel resource centre.

Wells Fargo & Company conducts business outside of the U.S. through various companies, including duly authorised and regulated subsidiaries and affiliates in Asia, Canada, Europe and Latin America. All products and services may not be available in all countries. Each situation needs to be evaluated individually and is subject to local regulatory requirements. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

Leverage Wells Fargo's strength and stability, exceptional service, and tailored products and services to deliver effective working capital finance solutions, extend payment terms, and develop strategies to help you succeed globally.

Our local relationship managers understand the European business environment and work closely with teams in the U.S. and throughout the world to provide you with a consistent global experience in all markets where you do business.

Overdraft facilities

Leverage short-term financing options to provide working capital for day-to-day operations in the event of delays in receiving payment.

Revolving credit facilities

Improve your cash flow, expand borrowing availability and finance long-term growth leveraging our lending platforms in Ireland and the UK. Revolvers can also support trade guarantees and standby letter of credit financing needs.

Term loan facilities

Finance capital expenditures, acquisitions or repurchases of company stock with competitive in-market pricing. We also furnish owner-occupied real estate loans.

Trade and supply chain finance

Obtain the credit you need to support your import/export operations while improving working capital and strengthening buyer/supplier relationships.

Our teams in Europe can also help you with:

These are just some of the financing tools Wells Fargo can provide to support your international business. Talk to your relationship manager about a credit strategy that fits your business.


Wells Fargo does not have offices outside of the U.S. that provide services to retail or small business customers. For assistance with your accounts when travelling internationally, refer to our international access codes for phone numbers, or visit our travel resource centre.

Wells Fargo conducts business outside the U.S. through various companies, including subsidiaries and affiliates. All products and services may not be available in all countries. Each situation needs to be evaluated individually and is subject to local regulatory requirements.

Wells Fargo & Company provides financial services in Europe through its subsidiaries. Banking services are provided through Wells Fargo Bank International (WFBI) and Wells Fargo Bank, N.A. London Branch, authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. WFBI is regulated by the Central Bank of Ireland and is registered as an EEA Authorised Firm with the UK PRA, the UK FCA and with the German Federal Financial Supervisory Authority (BaFin).

Wells Fargo Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

Investment Services are primarily provided through Wells Fargo Securities International Limited (WFSIL), which is authorised and regulated by the Financial Conduct Authority (FCA).

Wells Fargo & Company provides banking and financial services in Europe through its subsidiaries. Banking services are primarily provided through Wells Fargo Bank N.A., London Branch (WFBNA) which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Investment services are primarily provided through Wells Fargo Securities International Limited (WFSIL) which is authorised and regulated by the UK Financial Conduct Authority.