Financing and credit
We provide a variety of financing and credit programmes to help you expand the global reach and scope of your business.
When your company needs financing, it helps to have a lender who understands your business and the challenges it faces. Wells Fargo Capital Finance UK has a strong and proven track record of working with clients to support their business needs throughout the cycle. We provide customised financing to public and private UK-based companies, in addition to multinational companies with operations in Western Europe, the US, Canada and beyond.
The UK commercial real estate team is based in London and combines local market expertise with the size and strength of Wells Fargo and its long established real estate franchise. Our debt products cover a wide spectrum of funding requirements and we lend against all major real estate asset types.
Our Corporate Banking team specialises in working with EMEA-based large corporate clients and EMEA-based subsidiaries of US based large corporate clients. Our team provides financial solutions that meet clients’ needs through industry expertise, innovative solutions and exceptional service to help solve problems and develop new business opportunities. The team is located in London, Frankfurt and Dublin.
Our trade team is well-versed in tailoring demand guarantees, standby LCs, import and export LCs, documentary collections' or open account structures that are right for our clients' needs. We'll show you ways to:
- Mitigate international credit risk exposures using our global Financial Institution network;
- Optimise your working capital by reducing DSO and extending DPO;
- Enjoy the excellent client service and operational efficiency of our seasoned team members;
- Reduce financing and administrative costs, and streamline supply chain transactions using some of the most advanced technological solutions in the Trade Finance arena.
Our goal is simple: help make inventory financing easy.
As one of the leading providers of specialized floorplan financing and servicing solutions, Wells Fargo Commercial Distribution Finance™ (CDF) ‡ delivers when it comes to supporting the efficient, uninterrupted flow of products from manufacturer to dealer. From motorsports, marine, and caravans/motorhomes, to outdoor lawn & garden and agriculture— our teams of industry experts have the know-how to create a solution that's right for you and your growing business.
Smart solutions for growing businesses
With over 60 years of experience, CDF is committed to providing the best financing solutions delivered with premier customer service by our tenured, dedicated sales team with broad geographic coverage and industry specific knowledge. Our strength allows us to invest in new programs and services. And, our innovative, proprietary software gives you 24/7 online access to account inventory management and analytical information that helps you make faster, more informed decisions when and where you need it most. CDF provides a myriad of innovative programs to meet the needs of today’s challenging marketplace.
Potential Benefits
Inventory financing (also known as floorplan financing) enables efficient, uninterrupted flow of inventory through the distribution channel, allowing our customers to focus on what matters most to them – managing and growing their business.
In working with CDF, you gain access to tenured employees who have deep domain expertise, a steadfast financing provider that has committed to the industries it serves through many cycles, and data, analytics and other value-added services to help your business make more informed decisions.
Manufacturers may benefit from:
- Increased sales and improved liquidity
- Customised inventory finance programs designed to drive sales growth across dealer channel
- Reduced credit risk
- Accelerated funding and reduced days sales outstanding ratio
- Transfer capital burden of financing customers
- General and administrative expense reduction by transferring collection, underwriting and collateral management services
- Robust anti-money laundering screening process for your dealer network
- Automated electronic data transmission and 24/7 online account management and analytical tools
Dealers may benefit from:
- Stocking optimal inventory levels, increasing inventory availability at point of sale and enabling sales growth
- Extended repayment terms, often subsidised by the manufacturer – improving cash flow and liquidity
- Credit Lines sized to help meet your business needs
- Reduced working capital requirements allow for optimised allocation of capital
- Responsive and personal account management with 24/7 access to online customer system and analytical tools
Our solutions include:
- Extended-terms financing
- Pay-as-sold financing
- Show terms and display programs
- Pre-Owned Financing Solutions
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