Enjoy a relationship discount
Based on your eligible assets with Wells Fargo, you can lower interest rates even further on jumbo non-conforming mortgages for purchases or refinancing.1
Our experts. Your plan.
Dedicated teams of home lenders are committed to work with you or your team to address unique home lending situations that can include complex asset and income scenarios.
Lower mortgage rates
Access lower jumbo non-conforming mortgage rates than a conforming mortgage option, all of which can give you greater flexibility when considering home purchases or refinancing.
Tailored refinancing plans
Reduced payments without refinancing
We’ll recalculate your monthly principal-and-interest payments — using the reduced principal balance and your then-current interest rate — over the remaining mortgage term. You will have a lower monthly mortgage payment but may pay more interest over the full mortgage term than by making a principal reduction without using the recast option. Certain timing and other requirements must be met which will be explained to you at the time a recast request is made. Consult with a Private Mortgage Banker for more details.
- Not all assets qualify. For more information, contact your Private Mortgage Banker.
If you are a service member on active duty, an eligible spouse, partner, or dependent, or currently
receiving SCRA benefits, please consult with your legal advisor
prior to seeking a refinance of your existing mortgage loan. In some cases, a refinance may impact your
eligibility for benefits under
the Servicemember Civil Relief Act or applicable state law. Information is accurate as of the date
and is subject to change without notice.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2023 Wells Fargo Bank, N.A. Member FDIC. NMLSR ID 399801
Equal Housing Lender